Posts Tagged ' small business'

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One of the best Business Insurance Policies, that many Businesses Owners May Not Know About.

It happens more than you would imagine, and the phone call is enough to make your heart race. An alarm has been triggered at your business and the firetrucks and police on their way.  Or a water main has broken, or a wind storm has done damage to the roof.Fire, Flood, Wind, all the things that insurance was designed to protect your business from. Once the disaster occurs, your insurance policy will kick into action and claims will be filed, remediation and restoration will commence. But what happens when you cannot get your business back up and running quickly? What if the situation is out of your control, and it will take weeks before you can open your doors and welcome clients and customers again? How do you keep your staff members from departing, your bottom line solid, your bills paid and your business still floating (when depending on the source, 25% to 40% of all businesses that experience this kind of loss, close permanently?)  BUSINESS INTERRUPTION INSURANCE:  ...

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An industry that will need to fill over 500,000 jobs in 5 years.

January is the time of the calendar year when people begin to make plans. For high school seniors, it is an awakening … after almost 13 years in the school system, they must begin to consider what path to choose to walk the day after their June Graduation. Some students are looking at college, be it four year or community. Some are choosing trade school, to learn a craft. Others are entering the workforce. And there are those teenagers who do not have a solid plan for what will happen to them once they remove their cap and gown. Maybe the cost of college is too prohibitive. Maybe they have simply had it with school and they do not wish to continue classroom learning. But whatever the situation, we want them to have the best future possible, and many young adults have no clue as to what careers are out there.  They need guidance. I work in an industry that will need to fill over 500,000 jobs in the next 5 years. A booming business that continues to grow and flourish and expand over time. Nothi ...

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Oh no. Where did all of my clients information go?!?

I find it fascinating … I have been immersed in the insurance industry for close to 30 years now. I serve on industry boards, I speak at conferences and my clients consist of businessmen from Fortune 500 companies to the Mom and Pop shop down from our Corporate Headquarters. I have sat with entrepreneurs that are just beginning in the world of small business, to executives who have 40 years in their chosen industry. They often inquire as to my opinion on insurance for their company and I am happy to give them advice and recommendations. But it is simply fascinating to me that often when I mention Cyber-Security Insurance, businessmen that I am speaking to, often look at me with confusion, unsureness and complete doubt. It seems to me, that many business people, I talk to, are under the false impression that: *We are too large to have any security issues – Our company has invested into the most sophisticated firewalls and blocking mechanisms currently available for our information system ...

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National Cyber Security Awareness Month … Why Insurance is the only TRUE protection in the war of Cyber-Security …

October is National Cyber-Security Awareness Month. Not many people are knowledgeable of this fact, as October is filled with many causes and national observances. But the purpose of designated months is to break through the clutter and serve as a quick reminder. Although we have made great strides in the last two years to make business owners aware of the issues, some are still at, what I refer to as, the “disregard” stage when the topic of “Cyber-Security” is raised.  For many, Cyber-Security is simply a headline on the nightly news, a sound bite, a bit of conversation that passes through. It doesn’t seem real. They consider it something that happens to other companies, other businesses that are not vigilant. Ironically even businesses that are aware, take precautions, know the risks and attempt to secure their information, can often find themselves vulnerable. I was curious to read stories of small business owners and their thoughts on Cyber-Security and I was n ...

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The Branch Doesn’t Fall Far From the Tree … Watching my Son Dominick Entering the World of Business

There is a saying that “we are our parents.” I see so much of myself in my son Dominick. We have the same spirit. The same drive.

 Dominick is 16 years old and entering his junior year. He is the type of student that thrives in the more physical curriculum of his high school. His passion is constructing, creating and improving his surroundings. He wants to build a better world, one brick at a time.

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