Posts Tagged ' keith a savino'

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Cyber Criminals - More than Just the Geek in the Basement

Usually in movies they are portrayed as a maniacal recluse. Sitting in front of multiple computer screens, with AC/DC blasting and crumpled cups of coffee and Red Bull scattered all over the desk and the floor. Or as a “V for Vendetta”, Guy Fawkes-styled freedom fighters with a score to settle. Cyber Criminals, Hackers, Data Thieves are the designations we have given them. And they come in all shapes, sizes and forms, from all walks of life, male/female, rich and poor. Their motivation is as varied as their backgrounds. Some choose to become hackers because they seek revenge on someone who betrayed them. This category includes employees of businesses; citizens angry against the government; lovers who feel they have been wronged. Other cyber criminals are looking for monetary gain, often holding data “hostage”. Businesses need to pay a “ransom’ to receive a “key” to be able to unlock and access their data. Since the inception of mainframes and shared/networke ...

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One of the biggest “holes” in your defense against a data breach is the cell phone.

I was fascinated to read the results of a recent survey from the Ponemon Institute (for Cyber Research) A little background first, the Ponemon Institute was founded in 2002 by Dr. Larry Ponemon. Headquartered in Michigan, the Ponemon Institute is considered the pre-eminent research center dedicated to privacy, data protection and information security policy. They publish multiple monthly reports, surveys and data concerning all things “cyber.” The following TWITTER post jumped out at me when I was scrolling through the site last week: 51% of respondents on a recent survey do not take any steps to protect the data that is connected to their cell phones. (Ponemon Institute) That is a shocking statistic and I was so amazed at that sentence that I downloaded the entire report and read each word (link to website below) It gets a bit worse… Here are the accompanying statistics: ·      Only 20 percent of respondents describe their use of smartphones or table ...

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Burgers, Hot Dogs and Steaks, Time to Spark Up the Grill

As there is now a month for everything, May has been designated “National Barbeque Month” (bet you didn’t know that!?!), and although that might sound slightly nonsensical, fire safety around grills is serious business. Here is a scary statistic: Almost 9,000 homes each year experience a fire that is directly related to outdoor grills. Sometimes it is simply the grill that catches fire, sometimes the entire house is a loss. With Memorial Day weekend and the kickoff to summer two weeks away, I thought it might be a good time to give you some quick safety tips before you throw on the first hot dogs and steaks. Before I begin, a few facts: ·      According to the National Fire Protection Association over $118 million dollars in direct property damage are attributed to grills, hibachis or barbecues. ·      83% of grill fires were attributed to units fueled by gas, the remaining were charcoal or other solid fuel. ·  ...

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Why Insurance Companies Use Your Credit Score When Determining Auto Premium and How it Can Benefit Consumers

I see this in my office rather often. A prospective client walks through the front door, inquiring if we can provide him with auto insurance quotes. He will sit with Cindy, our Marketing Executive and begin providing information so that she can find him a fair rate from the dozens of insurance carriers we offer. As proper documentation is presented from the client: driver’s license, copies of old auto insurance policies, Defensive Driving certificates from safety classes; Cindy will begin asking a series of questions that she feeds into the computer to receive comparative rates from different insurance carriers. Once the rates are received, she will discuss with the client,  the rates that were quoted and the associated coverage for each. People are often blindsided by rates and do not understand how the premium was reached by each carrier. Often they will remark that they have an impeccable driving record …. No tickets, no claims, no accident, and that is entirely possible and it is facto ...

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