Posts Tagged ' insurance claims'

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"Dam" One of the biggest winter nightmares you can experience as a homeowner …

Sunday afternoon, sitting in your living room, on a bright sunny, late January Day in your flannels with a cup of coffee and The New York Times. Suddenly out of the corner of your eye, you notice a wet spot on the corner of the ceiling. Your first thought is that you busted a water-pipe because of the winter weather thaw and freeze, but then you remember no plumbing runs through that section of the house. Put on your coat, hat and boots and walk outside to inspect. And suddenly you spot it, at least 6 inches high and as solid as the Hoover Dam …. Your own personal ice dam looming above the door. Ice dams are a damaging winter roof problem. They occur when ice melts and refreezes on the edge roof of your home or business, the continuous cycle causes a “damming” effect. A warm roof surface from interior heating, a warm attic or even an increase in daytime temperatures can lead to damming. Optimally the underside of the roof deck must be close to the exterior side of the roof. With no ...

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Deer in the Headlights: It's Mating Season for Bucks, Does, Bears and Cows

Romance is in their air during the months of October through December in the animal kingdom. You are driving down the highway during dawn to work, or home at dusk. Suddenly out of nowhere, a 5-point 400-pound Buck leaps smack into the middle of the road. Sounds ridiculous, but it happens, often this time of the year and on a daily basis. Just ask any auto shop or insurance carrier, who claim to have an uptick of animal-to-vehicle collisions of over 25% during fall. According to Insurancenews.net the odds of a deer collision are increasing. The population of white-tail deer has escalated to 30 million. That is over 100 times more than a century ago. The odds of hitting a dear are 1 in 169 during the year, but that figure doubles from autumn through early winter as mating and migration season for many large animals commences and the freeways are filled with them. Loss of their natural habitats due to population growth and sprawl, plus decreasing deer hunts have added to an increase in the deer population in su ...

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