Posts Tagged ' homeowners insurance'

We are pleased to present below all posts tagged with ' homeowners insurance'. If you still can't find what you are looking for, try using the search box.

Yep, that was a Tornado.

Saturday evening Feb 25th, at approximately 5:30pm, a line of storms raged through Northern Pennsylvania and swept into the Hudson Valley. After an almost uncomfortably warm series of days, this cold front came though bringing with it hail, high winds and a tornado! A weather service team says the tornado in the Pittston Township area of Luzerne County, PA will be classified as an EF-2 with wind speeds of 120 mph. David Elmore, deputy coordinator of the Luzerne County Emergency Management Agency, said about 30 homes were damaged, six seriously, in Pittston. Most people who reside in the New York Tri-State area are always a bit shocked when they hear of a tornado touching down in their backyards. Many seem to believe that tornados are simply a problem of “The Plains” …  residing in the flat Mid-West or Southern States. According to data from NOAA's Storm Prediction Center, during January, there were 138 preliminary tornado reports. This is almost four times greater than ...

Popular tags: , , , , , , , , , , , , ,

It's All Fun & Games Until Someone Gets Hurt!

How many videos have you seen on YouTube or on Spike TV, that show passionate and delighted revelers gathered on the street or in their driveways, lighting fuses for a gathering crowd, a look of anticipation on their faces? The fuse begins to spark and shine and suddenly before everyone can back away, an explosion. The firework detonates prematurely. Sometimes it is harmless fun; sometimes a trip in an ambulance occurs; sometimes a fire sparks and property gets severely damaged. In 2015, New York State has legally approved the use of "Novelty" fireworks for consumer use for two limited time periods in July and December in select areas/counties. Fireworks are still illegal in New York City, New Jersey and Connecticut).   Although I do not know any statistics of anyone being harmed by the use of fireworks in the state, I thought with the upcoming July 4th three-day weekend on the horizon, it would be a good time to brush up on your safety skills when it comes to novelty explosives. One of the statisti ...

Popular tags: , , , , , , , ,

Burgers, Hot Dogs and Steaks, Time to Spark Up the Grill

As there is now a month for everything, May has been designated “National Barbeque Month” (bet you didn’t know that!?!), and although that might sound slightly nonsensical, fire safety around grills is serious business. Here is a scary statistic: Almost 9,000 homes each year experience a fire that is directly related to outdoor grills. Sometimes it is simply the grill that catches fire, sometimes the entire house is a loss. With Memorial Day weekend and the kickoff to summer two weeks away, I thought it might be a good time to give you some quick safety tips before you throw on the first hot dogs and steaks. Before I begin, a few facts: ·      According to the National Fire Protection Association over $118 million dollars in direct property damage are attributed to grills, hibachis or barbecues. ·      83% of grill fires were attributed to units fueled by gas, the remaining were charcoal or other solid fuel. ·  ...

Popular tags: , , , , , , , ,

Drones, Hoverboards and All Terrain Vehicles, Oh My!

The wrapping paper has been picked up off of the living room floor. The refrigerator is stuffed with piles of leftovers and next week; everyone is planning on heading back to the gym. The holidays are almost over and all of the new "TOYS", both large and small, are ready for use. But before you fly that drone, hop on that hoverboard or take off on that ATV, some thoughts .... Inside industry sources are predicting that sales of Drones will have exceeded 400,000 for the 2015 holiday season. According to the New York Daily News, The FAA has reported that they already received more than 45,000 registration requests just two days after applications opened on Dec. 21. The FAA is also predicting 300,000 more by the January 19th, 2016 open registration date.  The massive influx is coming from a law requiring all owners to register their flying devices, from drones that weigh about as much as two sticks of butter (.55 lbs.) to a punching bag (55 lbs.).  That is a lot of little novice pilots maneuvering a ...

Popular tags: , , , , , , , ,

Halloween ... I don't want you to have any regrets (other than eating too much chocolate).

The town that I live in, Warwick, NY is a truly festive place during autumn. Throngs of tourists visit to run through corn mazes and pick apples, Warwick hosts one of the largest street fairs in the country with "Applefest" and Halloween is considered one of the highlights of harvest season with a parade through the village and cider and donuts for all in the Railroad Green Park. But with every frightful haunted house visit and every kid in a costume, running across a front lawn seeking candy, there are always issues of safety and liability. (And no, I am not attempting to spoil your fun ... I love Halloween. It's just that "life happens" and I thought this might be a good time to for a quick reminder on keeping everybody safe, before the kids are let loose to terrorize and seek treats). NINE IMPORTANT SAFETY TIPS TO KEEP YOUR HALLOWEEN FROM TURNING INTO A HORROR SHOW: HAUNTED MANSIONS AND SLAUGHTERHOUSES: I will never forget three decades ago, when a group of thrill-seekers perished in a Haunted House at ...

Popular tags: , , , , , , , ,

Carbon Monoxide - Over 15,000 Individuals are Poisoned Every Year

One morning very soon, we will wake up and a chill will be in the air, frost will cover the grass and we will be able to see our breath. Many homeowners will rise from bed and hit the thermostat, stock a pellet or wood burning stove with fuel, or start a gas-powered generator, to heat up their homes. But while these families go through the chores of their day, some will be unaware that a silent, deadly toxin is invading and slowly filling their homes: Carbon Monoxide.  Scary statistics - According to the CDC:   At least 15,000 individuals are sent to the emergency room every year due to Carbon Monoxide poisoning. At least 439 people die of unintentional, non-fire-related carbon monoxide poisoning every year, new CDC statistics show. But that number does not represent the entire total, only 13 states require doctors to report carbon monoxide related deaths. And not surprisingly, most carbon deaths and injuries occur during the months of January and December when the weather is ...

Popular tags: , , , , , , , ,

FIREWORKS: You’ll Shoot Your Eye Out Kid!

Each summer, in the weeks leading up to the Fourth of July, nightly news reports will inevitably show enthusiastic firecracker fans accidentally blowing off fingers and toes because they take it upon themselves to entertain family and friends with fireworks. Accompanying the reports are usually statistics of emergency room visits, severe burns and even deaths. The State of New York, recently legalized the sale of “small fireworks or sparkling devices” in some of the counties north of New York City in the weeks leading up to July 4th.  (Fireworks are still illegal in New York City, New Jersey and Connecticut).  Time will tell if this new legislation will lead to a huge spike in the statistics.  I have included a list of safety tips, below, so that you do not become an “emergency room” patient. One of the statistics that is almost never reported on the news is rather amazing. Independence Day is typically the busiest day of the year for fires, and approximately 20,000 f ...

Popular tags: , , , , , , , , , ,

Enjoying this Pina Colada on Captive Island! (While someone is home stealing my Scotch)

One of the exciting aspects of going on vacation is the thrill and joy of sharing it with other people.  Riding a Cable Car in San Francisco, standing at the top of the Empire State Building, climbing through the Grand Canyon … who doesn’t want to post “their excitement” immediately to Facebook, Twitter, Pinterest, Tumblr and Instagram? But Computer Security Experts warn against, what seems to most people, to be such a harmless practice. 1.     “Enjoying a Yummy Lobster Tail at the Shell Shake in Maine.  Wish you were here!” – This simple status update on Facebook immediately signals to crooks that you are away from home, and targets your house for possible looting. If a Facebook Friend “likes” your status it is possible that that information will be shared on someone’s Newsfeed, enabling them to see your home is unguarded. 2.     “The skies the limit! Nancy Smith and Jennifer Jones Para-sail ...

Popular tags: , , , , , ,