Posts Tagged ' employeers liability'

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Workplace accidents occur in a fraction of a second.

It happens in less than a second. One moment an employee is on the job, working hard, smiling and looking forward to the weekend. The next moment, he is sprawled out on the floor, grabbing his knee, unable to get up, his leg bent at a peculiar angle. The receptionist picks up the phone, calls 911 and you can hear the sound of a siren in the distance. On the job/work place injuries and accidents happen in less than an instant, but can have long lasting effects and huge financial impacts. Workers' Compensation insurance is legally required in most states as long as your business has a single employee. It covers medical and disability expenses related to work-related sicknesses and on-the-job injuries.  Employers' liability coverage, which is an aspect of most worker’s comp policies, protects your company in case of litigation, by paying legal fees and any awarded settlements should an employee sue you, claiming that an illness or injury was caused by your company's negligence or failure to provide ...

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