Posted on 12/14/2015 8:00 AM By Rich Savino
Recently an article in the local newspaper featured a story about a senior citizen that teaches piano lessons out of her home. She has been doing so for over 50 years, and hundreds of students have sat at her piano, learning pieces from “Chopsticks” to Ravel’s “Gaspard de la Nuit.”
After reading the piece, I decided that “Home-Based Businesses” are a good topic for my blog. In the current economy, many single parents, senior citizens and stay at home moms are choosing to become entrepreneurs. Home-based – child care, tutors, piano teachers, pet sitters, bakers, dance instructors and hair studios are popping up all around my town. I think it is fantastic, as many great enterprises from Apple Computer to Harley-Davidson began in garages and basements.
The downside, is that there is often a misconception that everything that happens under your roof is covered by Homeowners Insurance. Liability, equipment and theft are generally all covered under your H ...
Posted on 12/7/2015 9:01 AM By Keith Savino
Once the last of the turkey is devoured and the kitchen is cleaned up from the Thanksgiving feast, children’s minds begin to focus on the holidays and TOYS! Lots of toys, piles of toys. What kid does not envision stacks of toys to the ceiling?
As parents, we take their Wish Lists, fight the crowds, comb the aisles of Toys R Us and Target and search for the gifts that they scribbled on their list. We do the best that we can to give them a happy holiday.
Unfortunately, not all toys that kids request, are safe. Although, the Consumer Product Safety Commission had done an admirable job in the last decade strengthening the laws concerning hazardous toys and recalling any toy that is deemed “unsafe.”, there are many toys that are imported from abroad and manufactured in Asia, that still test high for toxic hazards, small parts and poor construction.
Some of Holiday 2015's biggest offenders:
HOVERBOARDS – This is the hottest toy of 2015 and a must for every kid from kinde ...