From the category archives: Insurance Protection Blog

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Dog Bite Liability … Something To Look Into BEFORE You Get Bitten

It starts out harmless enough. You have a dog that is part of your family. The dog is gentle, loving and playful. But sometimes dogs can get over-excited and nip or bite. An enthusiastic toddler might pull the dogs tail.  A teenager might tease it. Even the gentlest breeds can have anxious moments and someone can get hurt. Anyone who owns a dog should consider Dog Bite Liability Insurance. 1.       Most Homeowners Insurance policies do not cover dog bite incidences. If your dog causes harm to an individual and that individual seeks medical attention, in many states you are held responsible. The cost of hospitals, doctors and treatment could easily run $10,000 or more. 2.       If you rent an apartment, many landlords require Dog Bite Liability Insurance of their pet owning renters to protect their other tenants. 3.       If you pet has a history of aggression or has bitten someone before, it may be in your best ...
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Going for a Bumpy Ride? Three things to consider before you slip into the Uber or Lyft Passenger Seat.

Seems like the ideal situation. You need a ride. Maybe you are in Manhattan but it is a Saturday Night and hailing a cab is impossible. Or you are in your small town but the local bus line does not travel to where you need to go. So you download the Uber Application to your smart phone, request a ride and await your driver. An amazingly convenient way to get from Point A to Point B. But before you hop in and take off with your Uber driver, we would like to make you aware of some of the fine print that is contained in the Service Agreement. Important information that is essential to your well-being: 1.     UBER AND LYFTS TERMS OF SERVICE: The agreement states that customers "may be exposed to situations involving third party providers that are potentially unsafe, offensive, harmful to minors, or otherwise objectionable." 2.     ALSO CONTAINED IN THE AGREEMENT:  "Uber does not guarantee the suitability, safety or ability of third-party providers," (The Drivers) ...
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Enjoying this Pina Colada on Captive Island! (While someone is home stealing my Scotch)

One of the exciting aspects of going on vacation is the thrill and joy of sharing it with other people.  Riding a Cable Car in San Francisco, standing at the top of the Empire State Building, climbing through the Grand Canyon … who doesn’t want to post “their excitement” immediately to Facebook, Twitter, Pinterest, Tumblr and Instagram? But Computer Security Experts warn against, what seems to most people, to be such a harmless practice. 1.     “Enjoying a Yummy Lobster Tail at the Shell Shake in Maine.  Wish you were here!” – This simple status update on Facebook immediately signals to crooks that you are away from home, and targets your house for possible looting. If a Facebook Friend “likes” your status it is possible that that information will be shared on someone’s Newsfeed, enabling them to see your home is unguarded. 2.     “The skies the limit! Nancy Smith and Jennifer Jones Para-sail ...
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